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Special Enrollment Events: Understanding Qualifying Life Events

Special Enrollment Events: Understanding Qualifying Life Events

Major life changes can directly affect your health insurance coverage. Milestones such as marriage, the birth of a child, or a job change could make you eligible for a special enrollment period (SEP). This special timeframe allows you to enroll in a new health plan or adjust your existing coverage outside of the standard open enrollment period to help you stay protected as your circumstances...

Adjusting Life Insurance Coverage After a Pay Raise

Adjusting Life Insurance Coverage After a Pay Raise

A salary increase can be a cause for celebration. It reflects your hard work and dedication and provides new financial opportunities. It also changes your overall financial picture, making this a good time to review your life insurance coverage. Lifestyle, responsibilities, and long-term goals can change as your income grows. Reviewing your policy after a pay raise can help protect your loved ones. How a...

Special Enrollment Periods: Taking Advantage of Flexible Medicare Options

Special Enrollment Periods: Taking Advantage of Flexible Medicare Options

Enrolling in Medicare can seem overwhelming, particularly when life changes occur outside the standard enrollment windows. Special Enrollment Periods (SEPs) offer flexibility for individuals who experience certain qualifying events. They allow these individuals to enroll in, drop, or change Medicare coverage without waiting for the next Open Enrollment Period. Knowing how SEPs work can help you make timely decisions and avoid gaps in your healthcare...

Honoring Native American Heritage Month

Honoring Native American Heritage Month

Native American Heritage Month in November provides an opportunity to reflect on the rich history, culture, and contributions of Native Americans, Alaska Natives, and Indigenous communities. This is the time to celebrate their enduring traditions, acknowledge their role in shaping the nation’s history, and raise awareness of the challenges these communities continue to face. Heritage Month encourages learning, respect, and meaningful action.  Celebrating a Living...

Unlocking Tax Savings: The Power of Your HSA

Unlocking Tax Savings: The Power of Your HSA

Few tools are as flexible and powerful as a Health Savings Account (HSA) for managing healthcare expenses. More than a way to set aside money for medical costs, HSAs also have triple tax advantages that can benefit you today and into the future. Learning how they work can help you unlock significant tax savings and financial peace of mind.  What Is a Health Savings Account?...